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First Visa® Platinum Rewards
Low 9.25%! No Annual Fee!
No balance transfer fees!
Intro APR n/a
Intro APR Period n/a
Regular APR 9.25%
Annual Fee 0
Rewards Travel Reward Points
Rewards % 1
Credit Level Required Excellent
Minimum Credit Score 710* (Estimate)
Incentives on Signup n/a
*Offer Highlights and Details

  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
*Excellent Credit Required - Applicants who do not have excellent credit will not be approved
Other Offers
Points good on any airline, hotel, car rental and more.
Travel accident coverage up to $1,000,000
An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
0% Intro APR for 6 months
No Annual Fee
The Orchard Bank Visa Card can help you get your credit back on track.