If you've gone through a bankruptcy, have a bad credit history, or simply never had a credit card, then this is the category for you. Most of the credit cards on this page will lead you to a credit card application that you will not get declined from. Some of these have annual fees, so choose carefully. In addition, this category is popular amongst the many of unfortunate consumers that had to succumb to foreclosure due the recent instability of the housing market.
New or Bad Credit
An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
| Intro APR | n/a |
| Intro APR Period | n/a |
| Regular APR | 7.90%-28.90% |
| Annual Fee | $0-$74 the first year: $35-$79 per year thereafter. |
| Rewards | n/a |
| Rewards % | n/a |
| Credit Level Required | Bad Credit |
| Minimum Credit Score | n/a |
| Incentives on Signup | n/a |
*Offer Highlights and Details
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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The Orchard Bank Visa Card can help you get your credit back on track.
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FREE Rewards Program - Earn 1 Point for Every $1 Spent
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100% guaranteed approval*
$0 activation with rebate* |
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