If you've gone through a bankruptcy, have a bad credit history, or simply never had a credit card, then this is the category for you. Most of the credit cards on this page will lead you to a credit card application that you will not get declined from. Some of these have annual fees, so choose carefully. If you have any questions, feel free to give us a call, we'll help you make the right choice.
New or Bad Credit
0% FIXED APR on Purchases For Life!
| Intro APR | n/a |
| Intro APR Period | n/a |
| Regular APR | 0% |
| Annual Fee | $9.95 Monthly Fee |
| Rewards | n/a |
| Rewards % | n/a |
| Credit Level Required | Poor |
| Minimum Credit Score | n/a |
| Incentives on Signup | n/a |
*Offer Highlights and Details
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
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100% guaranteed approval*
$0 activation with rebate*  |
The Orchard Bank Visa Card can help you get your credit back on track.
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FREE Rewards Program - Earn 1 Point for Every $1 Spent
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An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
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0% APR on all purchases for the first 6 months
No credit check |
12.99% FIXED
Designed for poor Credit! |
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