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Starwood Preferred Guest®
Must have for any Starwood customer!
Get 25,000 Bonus Points!
Intro APR 2.90%
Intro APR Period 6 months
Regular APR 15.24%
Annual Fee 0 for the first year, $45 thereafter
Rewards Hotel Points or 1:1 transfer to Miles
Rewards % 1
Credit Level Required Very Good
Minimum Credit Score 670 (Estimate)
Incentives on Signup 25,000 (10,000 with first purchase + 15,000 if spent $15,000 in first 6 months)
*Offer Highlights and Details

  • Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 econds.
Other Offers
Earn up to 5% cash back on every eligible purchase
3X points on airfare, 2X points on gas and groceries
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Points good on any airline, hotel, car rental and more.
Built for actual exam-taking, power nap-loving students.