True Earnings® Card
$25 sign up bonus!
3% Rewards
3% Rewards
| Intro APR | 0% for Purchases |
| Intro APR Period | 6 months |
| Regular APR | 15.24% |
| Annual Fee | 0 |
| Rewards | Cash Back |
| Rewards % | Up to 3 |
| Credit Level Required | Excellent |
| Minimum Credit Score | 690+ (Estimate) |
| Incentives on Signup | $25 with first purchase |
*Offer Highlights and Details
- 3% cash back for gasoline, for annual gasoline purchase of up to $3,000 (1% thereafter).
- 3% cash back for restaurants, 2% cash back for travel, and 1% cash back virtually everywhere else, including Costco.
- No annual fee with your paid Costco membership and a $25 statement credit with your first purchase made with the Card!
Other Offers
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Guaranteed Approval
Credit limits up to $10,000*  |
10,000 Miles with first purchase!
Exclusive Delta Perks |
Lowest APR on the market! No Annual Fee! Free balance transfers!
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5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
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Earn $100 in rewards after your first purchase!
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25,000 points after spending first $1000!
24/7 Concierge service |
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